In terms of the Financial Advisory and Intermediary Services Act 37 of 2003, Heritage Financial Consultants is authorized to provide financial services in terms of the Long Term Insurance Act, Pension Fund Benefits, Collective Investment Schemes, Health Service Benefits, Commercial and Domestic Short Term Insurance, under licence number 9309, with no conditions or restrictions attached to this licence (Copy of Licence available on request). Heritage Financial Consultants also accepts responsibility for the actions of this representative, who is rendering this service to you. Heritage Financial Consultants confirms holding Professional Indemnity insurance and did not receive more than 30% of it’s total commission from one insurer during the preceding 12 month period. Compliance queries can be addressed to May Wagner at (011) 021 4651 or email eb@heritagegroup.co.za

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