Retirement Funding

Heritage will assist management in selecting the appropriate service providers for the many differing facets of the retirement fund, i.e. the administrator, the investment and risk benefits provider. Heritage has a strong focus on independence and believes each provider should be appointed on merit and their ability to deliver premium service.

The design of a group Retirement Fund should suit the needs of both the employer and the employees and meet the organisationÂ’’s overall objectives. Only then will we recommend the most appropriate providers for the fund.

Heritage will assist your staff and management with the following:

  • New entrant member education
  • Exit member education and guidance
  • Ability to ensure appropriately profiled risk groups are matched, to defensively position your fund from excess risk benefit increases into the future
  • Setting up full trustee meetings, and guiding your management through the processes
  • Review the investment provider, which aligns the strategic investment and compliance
  • Due to our unique structure we are able to replace any of the service providers if they fail to perform without unwinding the full fund structure.