Short Term Insurance

We specialise in DOMESTIC/PERSONAL insurances, as well as specialising in the full range of COMMERCIAL/CORPORATE insurance needs

All aspects of Short Term Insurance are first brokered with all companies to get the most favourable terms and conditions at competitive premiums.

We see that the policies have all benefits, additional clauses and insurance covers that are available in the insurance market.

With a team of specialist advisors on hand, we will ensure that the actual structure of your home – and other permanent structures on your property – are insured against loss or damage.
Tailored household contents insurance will adequately protect the valuable items in your home – the things you would pack into boxes when you move. Cover can include personal documents, collections, money, refrigerator or freezer contents, and employee or guest possessions.
Protect your valuable portable possessions for loss, theft or damage. These can include a cellphone, laptop, camera, sunglasses, clothing and jewellery. Extend the cover to your car’s GPS, tracking systems, tools and spares, and groceries and goods if you’re returning home from shopping.

Our business insurance division employs seasoned professionals, with extensive broking experience across various SMME and smaller commercial markets. This collective experience covers a broad range of sectors including, but not limited to:

• Agriculture
• Manufacturing
• Construction
• Technology
• Property
• Hotel and conferencing
• Food and catering
• Automotive and Transportation
• Retail
• Professional

We make it our business to understand yours, and deliver personal, tailored solutions that revolve around your unique needs. Our solutions support your company as it changes and grows, enabling you to focus on your business, while we manage your risk.

This comprehensive cover affords clients complete peace of mind, whilst insuring their assets and liabilities, through Heritage Financial Consultants.